icac 2008-4-20 07:45
ACCUMULATOR 苦主,你會同情嗎
ACCUMULATOR 苦主,你會同情嗎
我,吾會
hny 2008-4-21 13:07
食得咸魚抵得渴,佢賺咗都唔會分俾政府啦!蝕咗就話政府冇監管。
b4321 2008-4-21 14:09
I heard that my brother's friend bought several contracts of accumlators fm a PB. He had around HK$30M asset before, but now he had only around HK$10M left after 1st quarter.
I was asked to buy the accumulator contract 3 years ago by a PB. But when I further asked the worst case, I thought the downside loss was unlimited but upside gain was very little, so I ignored the product for years... Now the news bring back my memory.
So next time, if u are asked to buy a new product, the sales (I consider the PB banker is only salesperson) will tell u how profitable the product is. But u should ask the touch-ground case and see if u can accept the risk. If one has no luck, the touch-ground cases are always with him.
Accumulators are very good tools in the bullish market (buying shares at 10%-20% discount), but investors will PK if in the bearish market.
It is not good to be a Professional Investor (PI). In case if u are mis-leaded or not provided with enough info, u are not protected.
[[i] 本帖最後由 b4321 於 2008-4-21 19:34 編輯 [/i]]
mmr.ren 2008-4-21 16:40
無返咁上下身家都無得玩,有得咁上下身家又何需同情呢? :lol
peninsula 2008-4-22 21:36
[quote]原帖由 [i]b4321[/i] 於 2008-4-21 14:09 發表
I heard that my brother's friend bought several contracts of accumlators fm a PB. He had around HK$30M asset before, but now he had only around HK$10M left after 1st quarter.... [/quote]
Always unfair to the investor due to "knock-out" price and then almost unlimited loss!:(:'(:jaw:
peninsula 2008-4-22 21:36
[quote]原帖由 [i]mmr.ren[/i] 於 2008-4-21 16:40 發表
無返咁上下身家都無得玩,有得咁上下身家又何需同情呢? :lol [/quote]
But can loss big time just like futures!:(:jaw::help: