If you afraid from the stock market, you can buy fund to diversify the risk. It is because fund can include lots of stock. And the fund can hold over 2 years. The return will be 30% or over after 2 years.

What funds you recommend in this days, please?

[ 本帖最後由 eatallcheesecak 於 2007-10-28 18:37 編輯 ]

You can buy Baring China Hong Kong Fund or Merllyn World Mining Fund. But Buy it every month may be spend $2000 for each fund (buy 2 years) to lower the risk. I bought the above fund last December. Baring CHina HK fund +95% up to now and Mining Fund +60%. similar to MPF save money every month is better.
http://hk.morningstar.com/hkg/fu ... p;symbol=F0000000EB
You can search the best fund in hk.morningstar.com
Buy 5 Star & the big asset is better.

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原帖由 jackleunggg 於 2007-10-28 17:36 發表
If you afraid from the stock market, you can buy fund to diversify the risk. It is because fund can include lots of stock. And the fund can hold over 2 years. The return will be 30% or over after 2 ...

Again, low risk, lower return!

依家買FUND, 中線輸左九成! 買野几時都糸低買高沽, 依家個市未跌, 都系基金買緊, 即系你呢�灠簹� lor ! 握九�禷怚J!

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原帖由 peninsula 於 2007-10-29 08:39 發表

Again, low risk, lower return!

agree, that's why we have warranty, etc...

If the stock market crashed, no fund can save you. But if the market go up 100%, your fund will probably only go up 30%. Funds are run by crooks and monkeys with brain size of a peanut. Be your own fund manager!

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原帖由 payboy 於 2007-10-29 16:52 發表
依家買FUND, 中線輸左九成! 買野几時都糸低買高沽, 依家個市未跌, 都系基金買緊, 即系你呢�灠簹� lor ! 握九�禷怚J!

Agreed. See the mgn't fee, spread, custody fee...you are paying the salary for a lot of people doing nothing (just buy some big road stocks like 941, 2628, 857, 939...that everybody can do). You can manage your own money much better.

The only reason to buy fund is to gain access to some markets that you can't. But now we have the china market in front of us (the best among all), i don't think it is worth to waste effort to think of other. Usually transaction costs of other mkts are much higher too.