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標題: 東亞擠提 [打印本頁]

作者: ah_chong 時間: 2008-9-24 15:29 標題: 東亞擠提

荃灣間分行有成百幾人排緊隊，要出動警察維持秩序。

作者: 休谷客 時間: 2008-9-24 15:46

引用:

原帖由 ah_chong 於 2008-9-24 15:29 發表
荃灣間分行有成百幾人排緊隊，要出動警察維持秩序。

聽講話佢持有雷曼債券，不過東亞既高層已經澄清！　

作者: 休谷客 時間: 2008-9-24 16:08

東亞銀行發聲明闢不穩謠言
(明報)9月24日星期三 15:25

東亞銀行發表聲明稱，在網上有關其不穩的謠傳絕非事實，並已立即知會警方及金融管理局。

東亞銀行聲明指出，注意到市場上若干關於其不穩定之惡意謠傳。東亞銀行管理層是於9月23 日下午稍後時段知悉該等謠言首次經電子方式散播。

聲明指，東亞銀行管理層謹此作出強烈聲明，有關謠言絕非真實而且全無任何事實根據。管理層並進一步確認東亞銀行之財政狀況穩健。

聲明指出，於今年6月30日，東亞銀行之綜合資產總額為港幣3,966億元，而資本充足比率則為14.6%，遠超於國際規定水平。

聲明稱，東亞銀行管理層對是次謠言的散播非常關注。在知悉此惡意謠言後，東亞銀行管理層已就此事立即知會警方及香港金融管理局，警方正就有關謠傳採取迅速和適當的跟進行動。

此外，東亞銀行另聲明其對雷曼兄弟 (Lehman Brothers) 及美國國際集團 (AIG) 之貸款餘額分別為港幣4億2,280萬元及港幣4,990萬元。

東亞銀行稱，將會如常提供銀行服務，在9月24日八號颱風信號除下後其香港所有分行之一切業務繼續正常運作。

作者: COO 時間: 2008-9-24 16:10

我認為大家唔需要過份擔心。東亞銀行應該問題不大。

作者: COO 時間: 2008-9-24 16:43

引用:

原帖由 休谷客 於 2008-9-24 16:08 發表
東亞銀行發聲明闢不穩謠言
(明報)9月24日星期三 15:25

東亞銀行發表聲明稱，在網上有關其不穩的謠傳絕非事實，並已立即知會警方及金融管理局。

東亞銀行聲明指出，注意到市場上若干關於其不穩定之惡 ...

東亞銀行個 crisis management 就差，PR工作做得屎！

1) 昨日有傳言出現後，未有重視和跟進，作出聲明。

2) 今日記招會，又衹講述相關貸款情況，未有說明是否有投資上的損失

3) 同時，又沒有就存戶提款作出任何既安排保証，使存戶放心

結果就係：存戶繼續排隊，未有因記招的聲明而減少！

作者: 休谷客 時間: 2008-9-24 17:18

引用:

原帖由 COO 於 2008-9-24 16:10 發表
我認為大家唔需要過份擔心。東亞銀行應該問題不大。

如果我有錢係東亞，都唔會去攞錢！　　

作者: 休谷客 時間: 2008-9-24 17:19

引用:

原帖由 COO 於 2008-9-24 16:43 發表
東亞銀行個 crisis management 就差，PR工作做得屎！
1) 昨日有傳言出現後，未有重視和跟進，作出聲明。
2) 今日記招會，又衹講述相關貸款情況，未有說明是否有投資上的損失
3) 同時，又沒有就存戶提款 ...

而家香港既市民已經係驚弓之鳥．．．

作者: b4321 時間: 2008-9-24 17:32

Unless our HK gov't can guarantee the deposit. It's no use for BEA to make any guarantee.

I think maybe the small investors fm Lehman Brothers' mini bonds spread the news to display their anger against the sales fm the banks and also our gov't.

> 3) 同時，又沒有就存戶提款作出任何既安排保証，使存戶放心

[ 本帖最後由 b4321 於 2008-9-25 08:41 編輯 ]

作者: edison1610 時間: 2008-9-24 18:36

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作者: hhl 時間: 2008-9-24 20:11

I wonder why there are so many ppl believe this rumor .... BEA said that most of the ppl are small account, not big account, is that those small account ppl have less ability to analyse the thing ????

What will be the next? Will it follow the past HangSeng story ? If so, every other bank will suffer from the same rumor very soon ...

作者: peninsula 時間: 2008-9-24 20:23

引用:

原帖由 hhl 於 2008-9-24 20:11 發表
I wonder why there are so many ppl believe this rumor .... BEA said that most of the ppl are small account, not big account, is that those small account ppl have less ability to analyse the thing ???? ...

IF HSBC ...

作者: COO 時間: 2008-9-25 10:16

尋日 inter-bank 拆借都冇大起伏，短期拆借正常添。

BEA 係財務好健全既錢行，我對佢有信心。

作者: edison1610 時間: 2008-9-25 11:22

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作者: public59 時間: 2008-9-25 11:26

引用:

原帖由 COO 於 2008-9-25 10:16 發表
尋日 inter-bank 拆借都冇大起伏，短期拆借正常添。

BEA 係財務好健全既錢行，我對佢有信心。

Yes I do believe BEA can handle the case.
I also believe a lot of parties will directly and/or indirectly support BEA in order to stabilize the economy, including HK govt and Chinese govt

作者: COO 時間: 2008-9-25 16:16

引用:

原帖由 edison1610 於 2008-9-25 11:22 發表
大家可以溫故知新: 國商事件

原來任總又有份...

當年 BCC事件，實際於80年代未期已出現問題。香港政府、銀行同業都早已知。當時 inter-bank borrowing，BCC 係拆唔到港紙。

我當年將公司既 loan portfolio 把 BCC 分幾年 fade out。

作者: 休谷客 時間: 2008-9-25 16:55

其實而家係香港既華資銀行真係好穩健, 出現問題機會真係唔大,
不過而家市場謠言滿天飛, 的而且確影響左香港人既判斷力....

作者: COO 時間: 2008-9-25 17:01

引用:

原帖由 休谷客 於 2008-9-25 16:55 發表
其實而家係香港既華資銀行真係好穩健, 出現問題機會真係唔大,
不過而家市場謠言滿天飛, 的而且確影響左香港人既判斷力....

金管局同銀監都落左唔少功夫架！

作者: 休谷客 時間: 2008-9-25 17:11

引用:

原帖由 COO 於 2008-9-25 17:01 發表
金管局同銀監都落左唔少功夫架！

大家有無留意到, 去排隊攞錢既乜野人呢??

作者: COO 時間: 2008-9-25 17:17

拖住細路既 C9、婦孺為主。上年紀既叔伯都有。

作者: b4321 時間: 2008-9-25 17:46

I am starting to withdraw $ fm small banks and hope to concentrate altogether.

The final banks in my list are HSBC, HS, Bk of China, and ICBC.

I opened an account in HSBC last week, but I don't have the acct number until tomorrow. Not sure why it is so slow although my cheque is in front of me. Also, HSBC exposes itself into the US mortgage and UK mortgage risk. Not sure if this giant elephant will be pulled down if the mortgage is getting worse in the 2 big countries.

HS is good, but interest rate is too low and fee is too high.

Bk of China is good, but it is a big bank in HK, so I think (?) the interest rate is not attractive, and also Bk of China has more sub-prime mortgage in US.

So, finally I choose ICBC (Asia), which mother company is the biggest in China and mainly China gov't owned. It should be a safer company than Bk of China. Moreover, ICBC (Asia) is relatively a "small" bank in HK, so the interest rate is more attractive. I have 3.33% HKD fixed deposit rate for a month, and 6% for AUD. I can have foreign currency accts, stock and fund accounts, but it doesn't provide any gold acct.

[ 本帖最後由 b4321 於 2008-9-25 18:00 編輯 ]

作者: nonhuman 時間: 2008-9-26 00:20

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作者: COO 時間: 2008-9-26 11:02

引用:

原帖由 b4321 於 2008-9-25 17:46 發表
I am starting to withdraw $ fm small banks and hope to concentrate altogether.

The final banks in my list are HSBC, HS, Bk of China, and ICBC.

I opened an account in HSBC last week, but I don't ...

In general, I think it is reasonably safe to place deposits with note issuing banks. HSBC is one of them.

Other than that, I would also believe Citibank is a good option. Its management is world class.

The only reason for me to choose BOC is because of my belief that the Chinese government would not let BOC have bank run whatsoever!

作者: b4321 時間: 2008-9-26 11:21

The worst thing of HSBC is it takes more than a week for me to open an account. What kind of service it is offering? At the time when I opened the acct, I mentioned I'll put large amt of money into the branch fm a PB. And I went to the branch for 2-3 times, and the lady just said the acct is not ready. It's 7 working days already. So, it will loose my business.

China gov't should not let the several gov't owned banks to collapse. Although I don't like the banks fm China, I prefer to put my assets into them to get shelter at least for the time-being.

[ 本帖最後由 b4321 於 2008-9-26 11:55 編輯 ]

作者: COO 時間: 2008-9-26 11:55 標題: 回復 23# 的帖子

I am not sure if you have referral when having your account applied.

I agree that AIG, Lehman Brothers are also world class company. Yet when you have experience with them, you may find out the differences in risk management in terms of credit risk assessment to customers, leverage on investment management... On the other hands, they are also in different category. Lehman Brothers is i-bank, AIG is in insurance. They are subject to different set of accounting/financial reporting standards, ordinances, compliance & commissions.

作者: b4321 時間: 2008-9-26 12:01

I have my personal acct in HSBC for 15+ years. The newly acct is just a joint acct.

I don't think we need any referral to open a bank acct. And it has no reason to open a new acct for 7 working days. It's the 2nd time. I used to add a RMB account in March in my existing acct, it also took me 5 working days to have the acct activated.

作者: COO 時間: 2008-9-26 12:07

I see. I only have credit card a/c with HSBC as I've long found that it is too time consuming to operate bank accounts with the bank (that's why I cancelled my accounts 20 years ago.

作者: 休谷客 時間: 2008-9-26 14:43

引用:

原帖由 COO 於 2008-9-25 17:17 發表
拖住細路既 C9、婦孺為主。上年紀既叔伯都有。

大家對於呢個情況，有無啟示呢？？　

作者: COO 時間: 2008-9-26 14:49

引用:

原帖由 休谷客 於 2008-9-26 14:43 發表

大家對於呢個情況，有無啟示呢？？　

冇乜既。

單純，非資深投資者。鐘意人性味多 d 既族群

簿仔 d 錢多數係剩低既買餸錢 or 仔女既孝順錢。

作者: 休谷客 時間: 2008-9-27 09:12

引用:

原帖由 COO 於 2008-9-26 14:49 發表
冇乜既。
單純，非資深投資者。鐘意人性味多 d 既族群
簿仔 d 錢多數係剩低既買Å錢 or 仔女既孝順錢。

唔一定係簿仔錢，可以係定期，甚至係外幣！　　

作者: peninsula 時間: 2008-9-27 12:41

引用:

原帖由 COO 於 2008-9-26 11:02 發表
I would also believe Citibank is a good option. Its management is wo ...

Citibank - no way!

I have stakes in China Construction Bank and also stocks.

The rest with HSBC.

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