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­ì©«¥Ñ b4321 ©ó 2008-9-25 17:46 µoªí
I am starting to withdraw $ fm small banks and hope to concentrate altogether.

The final banks in my list are HSBC, HS, Bk of China, and ICBC.

I opened an account in HSBC last week, but I don't  ...

In general, I think it is reasonably safe to place deposits with note issuing banks.  HSBC is one of them.

Other than that, I would also believe Citibank is a good option.  Its management is world class.

The only reason for me to choose BOC is because of my belief that the Chinese government would not let BOC have bank run whatsoever!

I am not sure if you have referral when having your account applied.

I agree that AIG, Lehman Brothers are also world class company. Yet when you have experience with them, you may find out the differences in risk management in terms of credit risk assessment to customers, leverage on investment management...  On the other hands, they are also in different category.  Lehman Brothers is i-bank, AIG is in insurance.  They are subject to different set of accounting/financial reporting standards, ordinances, compliance & commissions.

I see.  I only have credit card a/c with HSBC as I've long found that it is too time consuming to operate bank accounts with the bank (that's why I cancelled my accounts 20 years ago.

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­ì©«¥Ñ ¥ð¨¦«È ©ó 2008-9-26 14:43 µoªí


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