[建議] Kiva - loan that change lives. 你會幫助他們嗎？Would you help them?

大家好

http://www.kiva.org/

最近我發現一個有趣的網站，他們透過micro-financing幫助一些發展中國家的家庭或社群創業。換句話說，任何人都可成為"銀行家"，借少量資金給自己希望幫助的人，最後借出的資金將會於一段時間內歸還。

這方法有點像慈善，但其實你在幫他們找生計，並沒有施捨給他們。

請告訴我你們的想法：
1) 你覺得這方法好嗎？
2) 如你有多餘金錢，你會否參與？
3) 你覺得這方法及傳統捐錢方法，那一種比較好？
4) 你會否推薦這方法給其他人？

我正希望參與，但想聽聽你們的意見。

Hi All,

http://www.kiva.org/

I came across this website that is doing micro-financing for helping families and groups in developing countries to become entrepreneurs. You can become a "banker" and lend small amount of money to any people you want to help. The money will then be paid back to you over a period of time.

This is like charity except that "you are not just giving them the fish, but actually helping them to catch the fish".

Please let me what you think about this program:
1) Do you think it is a good idea?
2) Will you participating as lender if extra money is available to you?
3) Do you prefer this approach or the old way of simple donation?
4) Will you recommand this to others?

I am thinking about participating and hope to hear your thoughts. Thanks.

Regards
Jack