引用:
原帖由 Rubber 於 2007-11-23 09:49 發表
錯啦.
1/ 無 「法例規定」, 係對銀行 "指引", 亦唔係對客户 ? 你聽過有 "二按" 呢個名詞未?
2/ 乜你成曰唔識計數 ? 成個 loan package 係 53%.
3/ 該種二個物業一個package ...



Good Point.....



She applied, and was given the Mortgage based on two properties being used as collateral..
Also, it is the Bank's decision to give her that Mortgage.....
How came there is no mention of any name of the Bank Officer(s) who approved it up to this point......
May be this person is still very important......


In the case of "阿松", it was his decision to rush to buy the car and avoiding the new tax that he knew.....
For people who asked why the Bank did not give them the same package.... they have to look into the mirror ......
and see what kind of qualification they process ... or do they have the same or similar qualification as 陳太.....